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Quick-glance guide to Msebenzi payday loans









Msebenzi Finance does not mess around.


  • If you’ve been searching for a method to borrow funds short-term that fits your busy life – congratulations, because you just found it.
  • Borrowers accessing payday loans can apply for amounts as low as R500, and right up to R5,000.
  • Payday loans are flexible and designed to suit your circumstances.
  • Applying for a payday loan at Msebenzi Finance is as easy as getting online. You can use your phone, tablet or computer to submit documents and fill out the form – for loan agreement digitally once you’re approved.



WHO CAN GET A PAYDAY LOAN, AND WHAT WILL I NEED TO APPLY?


To apply for a payday loan with us.


You need to be a South African citizen or permanent resident and be over eighteen years old. Beyond that, you need to be “Umsebenzi” (worker) with a regular source of income (which can be from a job) that gets paid directly into your bank account. When you apply for a Msebenzi Finance payday loan, everything gets done digitally. It’s convenient and quick, and most applicants receive funds the same day. You’ll need to supply a valid email and phone number and make yourself contactable during the few hours the process takes. It’s also useful to know which documents you’re likely to need


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Apply online



Once you have completed the application, you will receive a copy of the loan contract and your direct debit authority by email. Once we receive your completed application form with supporting documents, we can begin processing your loan. It is important we get all requested documentation so there is no hold up in processing your loan.



Application review


Once we receive your completed application form with supporting documents, we can begin processing your loan. It is important we get all requested documentation so there is no hold up in processing your loan. We operate as responsible lenders and it is an important part of our loan process to try to make sure the loan repayments are affordable to you without causing undue hardship. Once a decision has been made about your application, we will swiftly advise you.







Repaying the loan


Your quick payday loan will be repaid by direct debit. If for any reason you are not able to make a repayment, we may be able to help but a change fee does apply and you must contact us at least 24 hours before your payment is due. If you contact us after this time, we cannot guarantee that a repayment can be stopped.