You need to be a South African citizen or permanent resident and be over eighteen years old. Beyond that, you need to be “Umsebenzi” (worker) with a regular source of income (which can be from a job) that gets paid directly into your bank account. When you apply for a Msebenzi Finance payday loan, everything gets done digitally. It’s convenient and quick, and most applicants receive funds the same day. You’ll need to supply a valid email and phone number and make yourself contactable during the few hours the process takes. It’s also useful to know which documents you’re likely to need
Once you have completed the application, you will receive a copy of the loan contract and your direct debit authority by email. Once we receive your completed application form with supporting documents, we can begin processing your loan. It is important we get all requested documentation so there is no hold up in processing your loan.
Once we receive your completed application form with supporting documents, we can begin processing your loan. It is important we get all requested documentation so there is no hold up in processing your loan. We operate as responsible lenders and it is an important part of our loan process to try to make sure the loan repayments are affordable to you without causing undue hardship. Once a decision has been made about your application, we will swiftly advise you.
Your quick payday loan will be repaid by direct debit. If for any reason you are not able to make a repayment, we may be able to help but a change fee does apply and you must contact us at least 24 hours before your payment is due. If you contact us after this time, we cannot guarantee that a repayment can be stopped.