Introduction
1.1 All access to and use of this Website is subject to these terms and conditions (“Terms of Use”). By accessing and using this Website you agree to be governed by these Terms of Use. If you do not agree to these Terms of Use, you, by no longer permitted to access and use this Website.
1.2 If you are found in violation of these Terms of Use, your right to access and use this Website will immediately be revoked.
1.3 This Website is intended for South African residents only, aged 18 years and over. You should be aware this Website (including products, prices and product descriptions) is updated frequently. Products previously advertised may be withdrawn at any time, without notice.
1.4 We may amend or alter these Terms of Use at any time. We recommend you refer to these Terms of Use each time you use this Website. The amended Terms of Use will be effective from the date they are posted on this Website. Your continued use of this Website will constitute an acceptance of these amended Terms of Use.
Privacy policy
2.1 We uphold your privacy with the utmost importance. Please visit our Privacy Policy to find out how we use, store, and transfer the information that you provide to us. Your use of this Website is at all times subject to the provisions of our Privacy Policy.
Permitted use
5.1 You are only permitted to use this Website for personal use, subject to your compliance with these Terms of Use. Commercial use of this Website is strictly prohibited
5.2 You are not permitted to do anything that may affect, for ill or good, the security of this Website or any information or material stored within it.
5.3 You agree not to:
5.5 You agree that if you provide any information on this Website, that information will be true, accurate and complete and free of intentional error.
Registering an account
6.1 This Website allows you to create a personal account linked to you to access certain member services provided by Msebenzi Finance and this Website. This Website may allow you to sign in to your personal account by generating a username and password, or by using your social media username and password using a mixture of internal and third-party authentication. Any such account or access details provided or created by you will be referred to collectively as “Login Details”.
6.2 In all cases, if you create a personal account, you agree that:
6.3 If you believe that the security of your Login Details is compromised you must notify us in writing immediately. As a precaution, you should change your password immediately. We will not be liable for any loss or damages incurred due to unauthorised use of your Login Details (including if someone else accesses your account through Login Details they have obtained from you or through an abuse by you of these Terms of Use).
6.4 We may disable or deactivate your account at any time as a result of any suspected or actual unauthorised use of your Login Details, and we will notify you by using contact methods that you have given to us.
No advice
7.1 Msebenzi Finance does not offer financial, investment or other monetary advice. Nothing on this Website constitutes financial, investment or other monetary advice by us in relation to any product.
Intellectual property rights
8.1 The word or mark “Msebenzi Finance” however represented, all associated logos and symbols, and any combinations with another word or mark, are the trademarks of Msebenzi Finance or one of its subsidiaries or registered entities.
8.2 All intellectual property rights in any material or content contained in or accessible via this Website is either owned by Msebenzi Finance or is licenced for exclusive or unrestricted use by Msebenzi Finance.
8.3 You will only make fair use of the trademarks on this Website and will not use them:
8.4 Except as set out elsewhere in these Terms of Use, none of the intellectual property rights invested with Msebenzi Finance or our licensors in and relating to this Website (including any content or material displayed on this Website) may be used, copied, published or distributed by you without our prior written consent.
Exclusions of liability
9.1 This Website, content and services are supplied to you on a strictly “as is” basis and we make no warranties and/or guarantees whether implicitly or explicitly, regarding their satisfactory value, fitness for a particular purpose, reliability, timeliness, accuracy, completeness, security or that they are error free.
9.2 We try to ensure that the information displayed on this Website is up-to-date and accurate. However, your use of this Website and any action you carry out on the basis of information you obtain from this Website is carried out entirely at your own risk. Msebenzi Finance does not accept liability for any losses that you may incur as a result.
9.3 We do not give any warranty that the Website is free from viruses, malware or anything else which may have a harmful effect on any technology.
9.4 We aim to provide continuous usefor this Website but we give no warranty as to the extent of uptime of this Website. We reserve the right to suspend, restrict or terminate your access to this Website at any time.
9.5 We will not be liable for any loss of use, profits or data or any indirect, special or consequential damages or losses, whether such losses or damages arise in contract, negligence or civil wrong, or otherwise in relation to:
Indemnity
10.1 You agree to indemnify us, our directors, employees, agents, and contractors for any loss suffered, or any expenses that may be incurred arising from a breach of these Terms of Use or your use of this Website, if it occurs
Contact us
11.1 We provide number of links on this Website. These links transfer you to other websites, which are not controlled, nor is their content endorsed, by Msebenzi Finance. The purpose of these links is to facilitate access to further information you may require in order to make a purchase decision. In no circumstances do we make representations about the accuracy of any information contained on any other websites. We waive all liability for any loss, damage, cost or expense you incur in accessing or attempting to access a third party site.
11.1 If you have any questions concerning this Website or the services and products we provide, please contact us.
General
12.1 If any part of these Terms of Use is determined to be legally invalid or unenforceable, such provision will be replaced by a valid, enforceable provision which represents the spirit and letter of the former provision. The remainder of the terms will continue as per usual.
12.2 All parties are not prevented from taking any further action if either or both parties fail to enforce the rights granted under these Terms of Use.
12.3 These Terms of Use constitute the entire agreement between you and us relating to your access to and use of this Website and succeeds any prior agreements (including any previous terms of use of this Website)